

Two 4tb disks in raid 1 is a waste of money for most selfhosters. Unless you really want to avoid downtime due to disk failure. (and even then you could get a power outage or a network failure). A second disk will protect you from disk failure but not from other forms of data loss (like you fucking up something and erasing all of your family photos).
Do you also plan to buy some cold storage medium and cloud storage or a remote backup server or something (for 3+2+1 backups)? thats way more important.
Ive got an office pc with a 9th gen intel i3 4 core, 16gb RAM, you can propably find one for 100-200 dollars. Ive installed a 4TB NVMe into it.
For nightly remote backups i have a pi with another 4TB NVMe(overkill for sure, you could use pretty much anything for this) and for cold store i have 4TB external that i plug in when i remember.
I run docker and immich, nextcloud+office, jellyfin + a bunch of smaller services. I could perhaps use a little bit a better gpu for jellyfin transcoding sometimes with certain 4k files. Otherwise no need for upgrades.
Im using debian btw and non zfs system, so mileage may of course vary.