Agreed with using keepass. If you’re one person accessing your passwords, there’s no reason you need a service running all the time to access your password db. It’s just an encrypted file that needs to be synced across devices.
However, if you make frequent use of secure password sharing features of lastpass/bitwarden/etc, then that’s another story. Trying to orchestrate that using separate files would be a headache. Use a service (even if self-hosted).
Btw it looks like you accidentally quoted the same sentence twice.