Yes, XMPP with proper TLS on the server side and Conversations or one of its forks (preferably fetched from F-Droid) using OMEMO encryption should be good enough. If you are brave or paranoid, give Tox a try: https://tox.chat/
Yes, XMPP with proper TLS on the server side and Conversations or one of its forks (preferably fetched from F-Droid) using OMEMO encryption should be good enough. If you are brave or paranoid, give Tox a try: https://tox.chat/
Maybe the first question is what your budget is, both regarding money and time. For example, you could buy a pre-configured NAS from Synology or QNAP, which requires less technical skills but more money, or a home-made solution reusing used components (but fresh disks for reliability). Depending on your electricity costs, you may want to choose a low-power solution or something which you power off when not used. For storage, maybe a three-disk RAID5 is a good compromise. For backups, plain S3 cloud storage encrypted via restic is a good idea.
My setup is smaller, but when my venerable old router died about a year ago, I acquired an Asus TUF-AX3000_V2 where I installed FreshTomato. One can login via SSH and dump all settings for backup. Likewise, individual or all settings can be done on the command line instead of the GUI. I have a script on my computer that reads CSV files with MAC addresses and more to apply changes in an automated way.